Legal

Terms & Conditions

Last updated: January 2025

These Terms & Conditions ("Terms") govern your access to and use of the website and services provided by Health Capital Consultants LLC ("we," "us," or "our"). By using our website or submitting a request, you agree to these Terms.

Use of Our Website

You agree to use our website for lawful purposes only and not to misuse, disrupt, or attempt to gain unauthorized access to our systems. Content on this website is provided for general informational purposes and does not constitute a commitment to lend or a binding offer of financing.

No Guarantee of Funding

All funding solutions are subject to application, underwriting, and approval. Submitting a request does not guarantee approval or any particular terms. Specific rates, amounts, and structures are determined on a case-by-case basis.

Information Accuracy

You agree that any information you provide is accurate and complete to the best of your knowledge. We rely on the information you submit to evaluate requests and communicate with you.

Intellectual Property

All content on this website, including text, graphics, logos, and design, is the property of Health Capital Consultants LLC or its licensors and is protected by applicable intellectual property laws. You may not reproduce or distribute it without our written permission.

SMS Terms

By opting in through our contact form, you agree to receive recurring marketing and promotional SMS/MMS messages from Health Capital Consultants LLC, sent using an automated telephone dialing system (ATDS).

  • Message frequency varies; you may receive up to 4 messages per month.
  • Message and data rates may apply.
  • Reply STOP to opt out at any time.
  • Reply HELP for assistance.
  • Consent is NOT a condition of purchase or of receiving any product or service from us.

Carriers are not liable for delayed or undelivered messages. Supported carriers may vary.

Limitation of Liability

To the fullest extent permitted by law, Health Capital Consultants LLC shall not be liable for any indirect, incidental, or consequential damages arising from your use of our website or services. Our website and content are provided "as is" without warranties of any kind.

Indemnification

You agree to indemnify and hold harmless Health Capital Consultants LLC from any claims, losses, or expenses arising out of your use of our website or violation of these Terms.

Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Missouri, without regard to its conflict-of-law principles. Any disputes shall be subject to the exclusive jurisdiction of the state and federal courts located in Missouri.

Changes to These Terms

We may update these Terms from time to time. Continued use of our website after changes take effect constitutes acceptance of the revised Terms.

Contact Us

Questions about these Terms? Contact us at todd@health-capital-consultants.com or by mail at 1807 Park 270 Drive, Saint Louis, MO 63146.